Am I balding at 22 years old (photo)

You have early balding with a Class 3A Norwood pattern with a persistent forelock. The forelock can be strong in some men and if it lasts till the age of 35, it usually lasts your lifetime even if you continue to bald in the ‘A’ pattern. You can see the thinning around the forelock from the photos and the arrows show the upper part of the 3A balding pattern.