Am I balding (see my see picture)?

To answer this question, you would need to have a doctor check you with an instrument called HAIRCHECK which will show the hair bulk in different parts of your scalp with good clinical numbers ascribed to each measurement. If you were balding, it would take significant hair loss before you would know because of your curly hair which would certainly hide the balding in its early stages.  See a doctor if you really care to find out the answer to your question.